How do I know a business is actually owned by a neighbor?

The "Resident-owned" badge means the person who owns the business has verified that they live in Skye Ranch. It is not self-serve — an admin reviews the address against the neighborhood before the badge appears. If a resident owner later moves out of the neighborhood, the badge comes off automatically. So the badge always reflects current status, not who they were when they signed up. A business without the badge is not a lesser business. Plenty of great companies serve Skye Ranch without living here. The badge is just an extra signal for neighbors who want to spend money close to home.